Family First Life

Life and Disability Insurance

I’ve been helping people with their insurance for over two decades and make it QUICK and EASY to get covered.  Think of me as an “insurance tailor”. I don’t work with any one carrier – selling suits “off-the-rack”. As an independent agent, I work with ALL the carriers to make sure my clients have tailored coverage for their unique situation.  I work with individuals, business owners, and even other insurance agents to take care of their hard-to-cover clients.

Your Coverage Options

Having life insurance is a no-brainer, but what kind? Here we have quote engines for two of the most-requested options:

1. TERM – This kind of insurance will last for a certain number of years and then stops. At the end of the term, some carriers will give you your premium back if you didn’t use the coverage. Our clients love this because they can get a larger death benefit for less money every month.
2. FINAL EXPENSE – This kind of insurance is really popular with our clients over 50. It’s permanent coverage, so once they take you on as a client, they can never get rid of you unless you decide to get rid of them first. It’s perfect when you’re wanting to put something in place you’ll never outlive.

Whichever type makes the most sense for you, we recommend a policy with living benefits you can use while you’re alive. The costs of medical emergencies can be astronomical – making Medical Bills one of the biggest reasons for Bankruptcy in America.

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